General and Professional Liability Insurance
BUSINESS INSURANCE QUOTE (NO
BROKER FEE)
CALL 1-310-860-5000 (9
AM TO 5 PM PST)
OR COMPLETE
OUR BUSINESS INSURANCE FORM
CALL 1-310-860-5000 (9 AM TO 5 PM PST)
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WHAT IS GENERAL LIABILITY INSURANCE?
General Liability Insurance
helps protect your business from property damage claims,
bodily injury claims, and/or personal and advertising
injury claims that could put your business�€™s assets at
risk. For
example, General liability insurance helps protect you
and your business in the event of the following:
- A customer slips and injures himself in your store. The injuries result in costly medical bills and maybe even a lawsuit.
- While on the job, you
accidentally damage a customer�€™s property and the
repairs are costly. Should a claim like one of these be
made against your business, then your commercial general
liability insurance policy may help pay for the damages.
WHAT DOES COMMERCIAL GENERAL LIABILITY INSURANCE COVER?
The Hartford�€™s Commercial General Liability Insurance
offers some of the broadest business insurance coverage
available today. It is included in our Business Owner�€™s
Policy and is available as stand-alone coverage. Here
are a few of the risks a business could face that The
Hartford can help protect against:
- Bodily injury or property damage �€“ Helps protect against certain claims businesses for claims alleging financial loss due to property damage or bodily injury arising out of your business operations or products.
- Reputational harm �€“ Helps protect against certain claims of false arrest, malicious prosecution, libel, slander, wrongful eviction, violation of the right of privacy and more.
- Advertising errors �€“ Helps protect against certain claims your business if others claim you infringed on their copyrights when advertising goods, products, or services in your advertisement.
- Medical payments �€“ Helps protect against certain claims medical costs if someone is injured on business premises and needs medical treatment.
-
Damage to premises
rented to you �€“ Helps protect against certain
claims businesses for damage to premises rented to you
due to fire, lightning or explosion.
ADDITIONAL SOLUTIONS
- Extending Your Coverage �€“ If a contract requires a business to add individuals/entities to its business liability insurance coverage, The Hartford helps make it easy to add them to the policy.
-
Improve Safety and
Reduce Risk �€“ One of the best ways to avoid a
lawsuit is to run the safest business possible. The
Hartford�€™s Risk Engineering group is part of our General
Liability Insurance policy team and can help with
one-on-one risk management consultations and safety
seminars. They can also find ways to save companies
money with discounts for things like installing safety
equipment and following best practices.
NEED SPECIALTY GENERAL LIABILITY INSURANCE?
For "higher hazard" liability exposures, our Specialty
General Liability group includes underwriters, risk
engineering consultants and liability claims specialists
who are experienced in hard-to place and unique products
and premises risks. We offer solutions for
manufacturers, wholesaler-distributors and importers of
difficult-to-place products, as well as others with
unique or difficult General Liability exposures.
Stand-alone or bundled with other solutions from The
Hartford, our Specialty General Liability coverage and
services are designed to provide a total solution. Our
coverage helps protect against third party injuries and
associated defense costs in addition to other high
hazard exposures.
HELP PROTECT YOUR BUSINESS WITH GENERAL LIABILITY INSURANCE.
More and more businesses are being sued for things
like negligence, libel, slander, property damage,
bodily injury, copyright infringement among other
things. And businesses can be sued even when they
did nothing wrong.
Services
- Personal Insurance Products
- High Value Autos and Homes
- Business Insurance Products
- Commercial Property Insurance
- Workers Compensation Insurance
- Professional Liability Insurance
- Commercial Auto Insurance
- Employment Practices Liability (EPLI)
- Earthquake Insurance
- California Fair Plan Insurance