Fair Plan Insurance
GET A QUOTE: Call TOLL FREE (310) 860-5000

California Fair Plan is the last resort for properties that others won't insure.

We are a broker for California Fair Plan.

If you like to GET A QUOTE through us: , please call us TOLL FREE (310) 860-5000

Dwelling Policies:

Owner or Tenant Occupied : This is for properties which have between 1 to 4 units including houses, duplexes, tri-plex and quatroplexes. if the building has more than 4 apartments, then it is considered Commercial and must seek a Commercial policy.
Seasonal (Owner or Tenant) – Seasonal occupancy; this type of coverage covers properties which are occupied a fraction of the year; mostly in mountain or beach or desert area.
Vacant 1 – 4 family ; Vacant properties;
Personal Property for Renters
Personal Property and Improvements, Alterations, and Additions for Condominium Unit Owners

Commercial Policies are available for:

Buildings with five or more habitational units (e.g. apartment buildings, hotels, motels)
Retail mercantile
Manufacturing risks
Office buildings
Residential or commercial buildings under Course of Construction (COC)

The Businessowners Policy (BOP) is designed for small to medium size businesses.

Earthquake coverage is available only for:

Individually owned, 1-4 family, residential properties (main structure only)
Tenant’s or condominium unit owner’s personal property.

The CEA offers four types of policies:

Coverage for Mobile Homes is written under the Homeowners policy.