List of Insurance Companies that Sell Difference in Conditions (DIC) Policies
The following insurers offer a DIC product that complements a FAIR Plan policy so that the consumer (who buys both) has the same or similar coverage as a traditional homeowners’ (HO) policy. However, this is not a list of insurers that sell DICs that may be used to enhance a traditional HO policy to add perils or coverages not included in the HO policy.
| Insurance Company | Phone Number | Website |
|---|---|---|
| American Modern Property and Casualty Insurance Company | 800-543-2644 | https://amig.com/insurance |
| California Automobile Insurance Company (Mercury Insurance Group) | 800-956-3728 | https://www.mercuryinsurance.com/ |
| California Capital Insurance Company | 800-682-9255 | https://www.ciginsurance.com |
| California Mutual Insurance Company | 800-310-5824 | https://www.calmutual.com/ |
| CSAA Insurance Exchange | 844-810-6077 | https://mwg.aaa.com/insurance |
| DB Insurance Co., Ltd (U.S. Branch) | 866-662-5752 | https://www.aegisgeneral.com/about-us/aegis-specialty-team/ |
| First National Insurance Company of America (Liberty) | 800-332-3226 | https://www.safeco.com/ |
| Pacific Specialty Insurance Company | 800-303-5000 | https://www.pacificspecialty.com/ |
| Standard Fire Insurance Company | 866-522-1883 | https://www.travelers.com/ |
| Sutton National Insurance Company | 888-846-4238 | https://www.suttonnational.com/ |
| Universal North America Insurance Company | 866-458-4262 | https://www.uihna.com/en-US/ |
| US Coastal Property and Casualty Insurance Company | 866-896-7233 | https://www.cabgen.com/ |
| Zurich American Insurance Company | 800-905-7550 | https://www.arrowheadgrp.com/ |
| Aegis Group | ||
| Aegis Security Insurance Company | 844-207-4339 | http://www.aegisinsco.com |
| Seaview Insurance Company | 866-840-5329 | https://www.fcpropertyins.com |
| Farmers Group | ||
| Farmers Insurance Exchange | 800-974-6755 | https://www.farmers.com/ |
| Fire Insurance Exchange | ||
| Mid-Century Insurance Company | ||
| Kemper Group | ||
| Kemper Independence Insurance Company | 877-252-7878 | https://www.kemper.com/ |
| Unitrin Auto and Home Insurance Company | ||
| Nationwide Group | ||
| Crestbrook Insurance Company | 877-669-6877 | https://www.nationwide.com/ |
| Nationwide Mutual Insurance Company | ||