List of Insurance Companies that Sell Difference in Conditions (DIC) Policies

The following insurers offer a DIC product that complements a FAIR Plan policy so that the consumer (who buys both) has the same or similar coverage as a traditional homeowners’ (HO) policy. However, this is not a list of insurers that sell DICs that may be used to enhance a traditional HO policy to add perils or coverages not included in the HO policy.

Insurance Company Phone Number Website
American Modern Property and Casualty Insurance Company 800-543-2644 https://amig.com/insurance
California Automobile Insurance Company (Mercury Insurance Group) 800-956-3728 https://www.mercuryinsurance.com/
California Capital Insurance Company 800-682-9255 https://www.ciginsurance.com
California Mutual Insurance Company 800-310-5824 https://www.calmutual.com/
CSAA Insurance Exchange 844-810-6077 https://mwg.aaa.com/insurance
DB Insurance Co., Ltd (U.S. Branch) 866-662-5752 https://www.aegisgeneral.com/about-us/aegis-specialty-team/
First National Insurance Company of America (Liberty) 800-332-3226 https://www.safeco.com/
Pacific Specialty Insurance Company 800-303-5000 https://www.pacificspecialty.com/
Standard Fire Insurance Company 866-522-1883 https://www.travelers.com/
Sutton National Insurance Company 888-846-4238 https://www.suttonnational.com/
Universal North America Insurance Company 866-458-4262 https://www.uihna.com/en-US/
US Coastal Property and Casualty Insurance Company 866-896-7233 https://www.cabgen.com/
Zurich American Insurance Company 800-905-7550 https://www.arrowheadgrp.com/
Aegis Group
   Aegis Security Insurance Company 844-207-4339 http://www.aegisinsco.com
   Seaview Insurance Company 866-840-5329 https://www.fcpropertyins.com
Farmers Group
   Farmers Insurance Exchange 800-974-6755 https://www.farmers.com/
   Fire Insurance Exchange
   Mid-Century Insurance Company
Kemper Group
   Kemper Independence Insurance Company 877-252-7878 https://www.kemper.com/
   Unitrin Auto and Home Insurance Company
Nationwide Group
   Crestbrook Insurance Company 877-669-6877 https://www.nationwide.com/
   Nationwide Mutual Insurance Company