🏠 About Us — Sun Insurance & Financial
📍 Beverly Hills, California | 🌐 SunInsurance.us | 📞 (310) 860-5000
🌟 A Vision Rooted in Protection and Partnership
At Sun Insurance & Financial, we believe true peace of mind begins with trust — trust that your advisor understands your world, your profession, and your financial goals.
We are a California-based insurance and financial consulting firm serving clients across Beverly Hills, Los Angeles, Santa Monica, Malibu, West Hollywood, San Diego, and throughout the state. Our mission is simple yet powerful:
To protect, grow, and preserve what you’ve worked so hard to build — your home, your business, your income, and your legacy.
Sun Insurance & Financial was founded with the belief that insurance and financial planning shouldn’t feel confusing or transactional. Every policy should have purpose, every strategy should align with your goals, and every client should feel heard, understood, and protected.
💼 Our Philosophy: Protection Through Understanding
We do more than sell policies — we design protection strategies tailored to your lifestyle, your assets, and your ambitions.
Our clients are often California’s top professionals — doctors, dentists, entrepreneurs, and executives — people who have built success through expertise and hard work. Yet, they face a landscape of unique risks: high property values, wildfire zones, earthquake threats, liability exposure, and complex tax realities.
That’s where we come in. Our approach combines insurance precision with financial foresight, creating a shield that adapts to life’s changes — from buying a new home to expanding a business or planning for retirement.
We see every client relationship as a long-term partnership — a journey built on transparency, expertise, and integrity.
🏠 Personal Insurance Solutions
Your home, car, and personal lifestyle deserve the same professional care that you put into your career. Sun Insurance & Financial offers comprehensive personal insurance solutions designed for California’s unique environment:
Homeowners & Condo Insurance (HO-6 Insurance)
Protect your residence — whether a Beverly Hills mansion, a Santa Monica condo, or a Malibu beach house — from fire, theft, water damage, and liability. We specialize in high-value property insurance, ensuring proper coverage for rebuild costs, valuables, and personal liability.
California FAIR Plan & Difference in Conditions (DIC) Coverage
For homes in wildfire or high-risk areas, we help combine the FAIR Plan with DIC coverage to provide protection that standard insurers often exclude.
Earthquake Insurance
California shakes — literally. We help clients secure stand-alone earthquake policies to safeguard their homes and investments from seismic events not covered by homeowners insurance.
Auto & Umbrella Insurance
From luxury vehicles to collector cars, we protect your mobility — and your liability — with broad protection and umbrella policies extending coverage across all assets.
Life & Disability Insurance
Protect your income and your family’s future with life, disability, and long-term-care plans designed to balance cost, coverage, and tax efficiency.
🏢 Business & Commercial Insurance
California business owners operate in one of the most dynamic yet challenging markets in the nation. Whether you run a medical office, a dental clinic, a restaurant, or a real-estate company, Sun Insurance & Financial helps you protect your business assets, employees, and operations.
Business Owner’s Policy (BOP)
Combines general liability, business interruption, and property insurance — a must-have for small- to mid-sized California enterprises.
Professional Liability (E&O and Malpractice Insurance)
Essential for licensed professionals such as doctors, dentists, attorneys, and consultants. One mistake shouldn’t define your career — we ensure your reputation and finances remain intact.
Workers’ Compensation & Employer Liability
California law requires workers’ comp coverage, but the right structure can also protect you from legal and financial exposure.
Commercial Property & Building Insurance
We safeguard offices, warehouses, apartment buildings, and retail spaces against fire, theft, and natural disasters.
Commercial Auto & Fleet Insurance
From delivery vans to corporate fleets, our policies keep your vehicles and drivers protected on and off the road.
💰 Financial & Retirement Planning
Insurance is the foundation — but wealth management builds the future. At Sun Insurance & Financial, we guide clients toward long-term financial independence using tax-smart tools and conservative growth strategies.
Retirement Solutions
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SEP IRA & SIMPLE IRA for doctors, dentists, and small-business owners.
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Solo 401(k) plans for self-employed professionals seeking higher contribution limits.
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Traditional & Roth IRAs for long-term, tax-advantaged savings.
Life & Annuity Strategies
Our life-insurance solutions double as wealth-building tools, offering cash-value accumulation through Indexed Universal Life (IUL) or Variable Universal Life (VUL) plans. We also design annuity programs for guaranteed lifetime income.
Tax & Estate Coordination
We partner with accountants and estate attorneys to align insurance, tax, and legacy strategies — minimizing liabilities while maximizing generational wealth transfer.
🌇 Why California Trusts Sun Insurance & Financial
California isn’t just where we do business — it’s our home. From wildfire season to earthquake risk, our advisors live and breathe the same realities as our clients.
We specialize in helping California professionals navigate:
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Rising property values and rebuild costs
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High liability exposure for high-income households
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Wildfire and earthquake exclusions
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Complex business regulations
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Tax planning tied to retirement and insurance strategies
Our team brings over 20 years of combined industry experience, ensuring every client receives actionable guidance rooted in California’s evolving insurance and financial landscape.
🧭 Our Process: From Consultation to Confidence
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Discovery & Assessment – We start with a detailed conversation to understand your assets, goals, and pain points.
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Risk Evaluation – We analyze coverage gaps, liability exposure, and potential inefficiencies in your current portfolio.
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Customized Plan Design – Using multiple carriers, we tailor a suite of policies that fit your lifestyle and risk tolerance.
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Implementation & Education – We help you understand every policy in plain language — no jargon, no surprises.
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Ongoing Review & Optimization – Life changes. So should your protection. We monitor, review, and adjust annually or as needed.
This structured process gives our clients long-term confidence — knowing their financial lives are protected from every angle.
🏆 What Makes Us Different
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Integrity Over Commission — Your best interest always comes first.
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Multi-Carrier Access — We compare top A-rated companies to ensure competitive rates and comprehensive protection.
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Holistic Planning — Insurance, investments, retirement, and estate — all integrated into one cohesive strategy.
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Local California Expertise — We understand the state’s unique insurance climate, from high-risk homes to regulatory requirements.
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Client Education & Transparency — We take time to explain, empower, and guide you through every decision.
Our clients stay with us not just because we protect them — but because they trust our judgment, integrity, and long-term vision.
💬 Our Values
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Integrity — We lead with honesty, ensuring recommendations are based on need, not commission.
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Expertise — Decades of hands-on experience in insurance, economics, and risk management.
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Accessibility — A direct line to your advisor — no call-center frustration.
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Education — Empowering clients to make informed financial decisions.
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Commitment — We treat every client as part of the Sun Insurance family.
🧑⚕️ Our Ideal Clients
We proudly serve:
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Doctors & Dentists — Protecting practices, equipment, staff, and income.
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Medical Offices & Clinics — Liability, property, and business-interruption coverage.
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Entrepreneurs & Start-ups — Tailored coverage for growing enterprises.
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Homeowners & Investors — From Beverly Hills estates to Santa Monica rentals.
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High-Net-Worth Families — Asset protection, estate strategies, and umbrella policies.
These clients choose Sun Insurance & Financial because we understand their complex lives, demanding schedules, and high-stakes responsibilities.
🌴 California Communities We Serve
We provide both in-person and virtual consultations to clients throughout:
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Beverly Hills
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Los Angeles
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Santa Monica
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Malibu
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West Hollywood
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Orange County
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San Diego
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San Francisco Bay Area
No matter where you are, we combine big-city expertise with boutique service — responsive, personable, and professional.
💡 Education & Empowerment
One of our guiding principles is financial education. We believe an informed client makes smarter, safer, and more strategic choices.
Through our blog, newsletters, and one-on-one consultations, we simplify complex topics like:
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Understanding California FAIR Plan and DIC coverage
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How earthquake insurance works
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Choosing between life insurance and IUL for retirement income
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Comparing SEP IRA, SIMPLE IRA, and Solo 401(k)
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Integrating insurance into a tax-reduction plan
Our educational approach ensures you’re never left wondering what you’re paying for — and why it matters.
🚀 A Partner for the Long Term
We don’t just insure your present — we protect your future.
Our advisors regularly review your policies, anticipate upcoming needs, and adjust your protection as your assets grow and your life evolves. Whether you’re starting a new practice, purchasing an investment property, or preparing for retirement, we’re here at every step.
At Sun Insurance & Financial, your success becomes our shared mission.
🌅 Our Promise to You
When you choose Sun Insurance & Financial, you’re not just selecting an insurance agency — you’re gaining a dedicated partner who values your time, your trust, and your goals.
We promise to:
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Listen first, advise second.
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Provide clarity, not confusion.
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Tailor every solution to your unique needs.
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Be here — year after year — to adjust, guide, and protect.
✨ Your Peace of Mind Starts Here
Your home, business, and financial future are among your life’s greatest achievements — they deserve world-class protection.
Discover how Sun Insurance & Financial can help you:
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Safeguard your assets and legacy
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Minimize financial risk
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Simplify insurance and retirement planning
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Protect what matters most
📞 Call (310) 860-5000 or visit 🌐 SunInsurance.us to schedule your personalized consultation today.
Because your future deserves the warmth, strength, and security of the Sun. 🌞
Personal Insurance
Business & Commercial Insurance
Life & Income Protection
📈 Why Californians Trust Sun Insurance and Financial
✅ Over 20 years of local expertise
✅ Customized coverage for high-risk areas (wildfire, earthquake, coastal homes)
✅ Partnered with top-rated carriers for better pricing & claims support
✅ One-stop shop for personal, business, and life insurance needs
Simple Visual: Premium Savings Chart Example
Savings with Sun Insurance 🌞
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Bundle Auto + Home ➜ Save up to 25%
Switch from Other Co. ➜ Save up to 20%
Add Umbrella Policy ➜ Save up to 10%
Good Driver Discount ➜ Save up to 15%
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Total Potential Savings ➜ Up to 40%! 💰
🏙️ Regions We Proudly Serve
Beverly Hills | Los Angeles | Malibu | Santa Monica | Orange County | Calabasas | Thousand Oaks | San Diego | San Francisco | Sacramento | Palm Springs | Ventura County and more 🌴
🤝 Our Promise
At Sun Insurance and Financial, we believe insurance should be personal, transparent, and empowering. We take the time to explain every detail—so you know exactly what’s covered, what’s not, and how to maximize your savings.
At Sun Insurance & Financial (310) 860-5000 • SunInsurance.us, we believe true peace of mind comes from having not just a policy—but a partner who understands your world. Based in Beverly Hills and serving the entire state of California, we specialize in helping high-earning professionals and business owners build, protect and preserve their financial assets, homes, practices and legacies.
📞 Contact Us Today!
💬 Call (310) 860-5000
🌐 Visit SunInsurance.us
📍 Serving clients throughout California
Sun Insurance and Financial https://SunInsurance.us
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