Welcome to Sun Insurance and Financial
At Sun Insurance & Financial, we believe your protection is more than a policy—it’s peace of mind, legacy preservation, and freedom to live confidently. Based in California and specializing in personal and business insurance, we’re your trusted partner in safeguarding what matters most. 🏡🚗💼
What we do:
We offer a full spectrum of coverage options—homeowners insurance, renters insurance, high-value home protection, automobile insurance, umbrella liability, business owner insurance (BOP), commercial auto/truck coverage, physicians’ and dentists’ practices, umbrella policies, professional liability (E&O), workers’ compensation, life & disability, long-term care, IRA/SEP/SIMPLE retirement planning, and more. 🎯🔐
Why we’re different:
With over two decades of California-based expertise, we understand the unique risks homeowners and business owners face in this state—from wildfires to earthquakes, liability exposures to employment risks.
We work with a network of top-rated carriers so you get tailored, competitive solutions—not one-size-fits-all policies.
We’re client-first: transparent, human-driven service that helps you understand your coverage, gaps, and opportunities for savings and protection.
Whether you’re a physician, dentist, business owner or homeowner planning for retirement — we align your insurance strategy with your life stage and goals.
Our mission:
To empower Californians with insurance protection that reflects real life—covering your home, your vehicle, your business, your legacy, your future. From standard dwellings and condos to high-net-worth homes, from small offices to large practices, we’ve got you covered. We help you bundle smartly, lock in discounts, upgrade your coverage for mobility and aging-in-place, choose the right deductibles, and ensure your risk profile evolves as you do. 📈🌱
Let’s get started:
Ready to review your protection, explore savings, or update your plan for tomorrow? Call us at (310) 860-5000 or visit SunInsurance.us. Because when it comes to your assets — home, business, family, future — you deserve certainty, clarity and care. #ProtectYourAssets #CaliforniaInsurance #HomeAutoBusiness #LegacyProtection
integrated solutions and services to customers around the world. Putting our clients’ interests first, we work hard to exceed your expectations.
Meet the Team
Michael Kamali, MBA
About Michael Kamali – Founder & CEO of Sun Insurance & Financial Michael Kamali is the visionary Founder and Chief Executive Officer of Sun Insurance & Financial, headquartered in Beverly Hills, California. With over two decades of experience in insurance brokerage, financial consulting, and wealth management, Michael has earned a trusted reputation as a dedicated advocate for his clients’ security, prosperity, and peace of mind. ☀️💼 A licensed Fiduciary Investment Advisor, Chartered Financial Consultant (ChFC), and Insurance Broker, Michael blends advanced financial strategy with real-world understanding of California’s complex insurance environment. His firm specializes in homeowners insurance, California FAIR Plan, DIC/Wrap coverage, high-value home insurance, commercial umbrella, BOP, professional liability, life & disability insurance, and retirement planning solutions — including SEP IRA, SIMPLE IRA, and Indexed Universal Life (IUL) plans. 🏡📈 Under Michael’s leadership, Sun Insurance & Financial has become a go-to resource for California doctors, dentists, business owners, and professionals seeking comprehensive protection, tax-efficient strategies, and long-term financial growth. He is known for transforming complex insurance concepts into clear, actionable guidance — empowering clients to make informed, confident decisions about their assets, income, and legacy. 💬💡 Beyond business, Michael’s academic and professional journey reflects his deep passion for economic policy and behavioral finance. As a Doctor of Business Administration (DBA) candidate at the University of Maryland Global Campus, his research explores global markets, BRICS de-dollarization, and their implications for U.S. investor confidence — reinforcing his analytical depth and forward-thinking approach to client strategy. 🌍📊 Driven by integrity, compassion, and education, Michael Kamali continues to guide individuals and families toward smarter protection, sustainable growth, and lasting financial independence. 📞 Call (310) 860-5000 or visit 🌐 SunInsurance.us to learn how Michael Kamali and his team can help you protect what matters most. #MichaelKamali #SunInsuranceFinancial #CaliforniaInsuranceExpert #FinancialAdvisor #WealthProtection #LegacyPlanning #BusinessInsurance #HomeInsuranceCalifornia
Mary Applebaum
A Juneau, Alaska native, Mrs. Applebaum has come a long way since her high school graduation all the way up to getting a Brown University Master’s degree in Economics. Talented with the digits, she’s no less successful when it comes to managing the human resources of the company. Ask anyone at our office who is their personal favorite manager...
Jonathan Christman
Being as a devoted family man as he is, it is incredible how Jonathan has time left for managing multi-million dollar contracts, satisfying all of our clients and managing a vast team of professionals under his command. His resolve is well-known, making him one of the few executive managers in our company who is admired by co-workers. His long stance...