Medical Practice Insurance 

 

 

Targeted Classes Include:

 

•          Acupuncturists

•          Ambulance Service (air &

ground)

•          Ambulatory Surgery Centers

•          Blood/Tissue Banks

•          Cardiac Stress Testing Centers

•          Chiropractors

•          Clinical Trials/Clinics

•          Counselors

•          CT Scan Laboratories

•          Dialysis Clinics

•          Drug Testing Laboratories

•          Drug & Alcohol Detox Facilities

•          Educ. & Training Institutions for

Health Professionals

•          Emergency Medical Technicians

•          Fertility Clinics

•          Freestanding Emergency Centers

•          Hearing Aid and Prosthetic

Device Fitters

•          Home Healthcare Agencies •          Hyperbaric Chambers •          Infusion Therapy Services •          Laboratory and X-Ray Technicians •          Lithotripsy Facilities •          Magnetic Resonance Imaging Labs •          Medical/Dental Clinics •          Medical or Imaging (X-Ray, CAT, MRI) Laboratories •          Medical Personnel Pools •          Medical School Students •          Medical Technologists •          Mental Health Facilities & Clinics •          Micropigmentation  Clinics •          Mobile Imaging/Diagnostic Centers •          Naturopathic Physicians •          Nurse Anesthetists •          Nurse Midwives •          Nurse Practitioners •          Nurse Registries/Visiting Nurse Associations •          Nurse Registries •          Occupational Health •          Opticians •          Optometrists •          Pain Management Clinics •          Paramedics •          Pastoral Counselors •          Perfusionists •          Pharmacies •          Physical Therapists •          Psychiatric Facilities •          Psychologists •          Public Health Department •          Rehabilitation Facilities •          Respiratory Therapists •          Social Workers •          Speech Therapists •          Sperm Banks •          Substance Abuse Centers •          Ultrasound Laboratories •          Urgent Care Centers

  

Features:

•          1M/3M or 2M/6M limits

•          Retentions as low as $5,000

•          Consent to settle provisions

•          Can customize to meet needs of a group

•          Defense Outside the Limit

•          Defense of License Available

•          Incident Sensitive Form

INCLUDING:

•          History of claims or disciplinary/licensure history

•          Alternative Medicine Therapies

•          Unusual or Short-Term Coverage

•          Contract Staffing Groups

•          Locum Tenens Groups

•          Can include:

»  Medical Director Administrative Acts

»  Student Training Programs

»  Affirms volunteer worker coverage and defines who is a volunteer worker

•          Defines coverage for professional services as the “Professional Services” described on the Declarations

•          Coverage triggered by reporting of incident, rather than claim or suit

•          Affirms “pure” claims made (not “claims made and reported”)

•          “Sexual Acts” exclusion modified

•          Auditable and Non-Auditable Policies available